Stripe Identity
Stripe Identity helps businesses verify customer identities with ID document checks, selfie verification, biometric matching, and automated workflows for secure online onboarding.
Stripe Identity is an automated identity verification tool that helps businesses confirm customer identities during online onboarding and transactions. It uses document verification, selfie checks, and machine learning to verify users and identify potential fraud.
The platform is built into the Stripe ecosystem and provides businesses with verification workflows that can be integrated into websites and applications. It can also help businesses meet identity verification and KYC requirements.
How Stripe Identity Works
- Initiation: Businesses create a verification session through Stripe's API or Dashboard and direct the customer to the verification flow.
- Capture: The customer takes a photo of their government-issued ID and, when required, completes a live selfie check.
- Analysis: Stripe uses machine learning and computer vision to extract information, assess document authenticity, and compare the customer's face with the ID.
- Result: Stripe sends the verification status back to the business through its integration while handling the verification information through its infrastructure.
How We Rated Stripe Identity
We rated Stripe Identity based on its document verification, biometric identity matching, fraud detection, integration options, global document coverage, ease of implementation, and pricing model. Its close integration with Stripe makes it useful for businesses that already use Stripe for payments and need identity verification within the same ecosystem.
Pros
- Integrates directly with the Stripe ecosystem
- Supports document and selfie verification
- Covers identity documents from more than 100 countries
- Provides pre-built verification interfaces
- Helps reduce risks from presentation attacks
- Uses a straightforward per-verification pricing model
Cons
- Primarily focused on identity and document verification
- Less suitable for businesses outside the Stripe ecosystem
- Does not provide full ongoing AML monitoring
- Does not offer comprehensive KYB capabilities out of the box
Stripe Identity is best suited for:
- Online marketplaces
- SaaS businesses
- Digital platforms
- Car-sharing and rental platforms
- Online communities
- Fintech businesses
- Early-stage cryptocurrency businesses
- Businesses already using Stripe
You should choose Stripe Identity if you want to:
- Verify customers during online onboarding
- Check government-issued identity documents
- Add selfie-based identity verification
- Reduce identity fraud and spoofing attempts
- Integrate verification with Stripe payments
- Use pre-built verification workflows
- Support KYC-related customer verification
Stripe Identity's Key Features
Global Verification Coverage
Biometric Identity Matching
Presentation Attack Detection
Third-Party Database Validation
Low-Code Options
Pricing
Free Trial
Free
Disclaimer: for the latest and most accurate pricing, please visit the official Stripe Identity website.
Frequently Asked Questions
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Based on user reviews
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Rhea Kapoor
Excellent tool! Saved me hours of work. Highly recommended.
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